Capital for the dining room and the kitchen behind it.
Build-outs, remodels and the payroll that runs through a slow month. Underwritten on your deposits and card volume, not just your credit score.
Same-day decisionNext-morning fundingNo hard credit pull
$5,000 – $200,000Sized to your deposits, not your credit score.
Use of capital
Where full-service operators put it to work.
Remodels & build-outs
Refresh the dining room or add a patio without draining the operating account.
Kitchen equipment
Replace the walk-in, the hood or the range the day it fails, not next quarter.
Payroll through slow months
Keep your best people on the schedule when January covers are thin.
A second location
Deposits, fit-out and opening inventory for the next dining room.
No restrictions on use of funds. Spend it on the thing that makes sense.See my options
01Paid from your salesAn agreed share of your sales. Slow Tuesday, smaller payment.
02Seasonality priced inWe read twelve months of deposits, so a quiet winter is expected, not a red flag.
03Renew as you pay downTop up once you are halfway through, without starting over.
Requirements
If you're open and taking payments, start here.
We read your deposits and card volume, not just your credit score. Apply in five minutes with no hard credit pull.
12+ monthsin business
$15,000+in monthly revenue
Card processinghistory with any major processor
Business checkingaccount in the business name
Questions
What restaurants ask us.
Yes. Beer, wine and full liquor licenses are all fine. We look at total sales, not the mix.
Keep the dining room full. We will handle the capital.
No hard credit pull. No obligation. A real offer, not a range.