Know before you submit.
We underwrite on deposits and card volume, not just credit score. Here is what we look for so you send deals that fund.
Same-day decisionsCommission on fundingDedicated partner rep
Deal checkPortal preview
Casa Verde CantinaFull-service restaurant$50,000
12+ months in business4 years
$15,000+ monthly deposits$62,400 avg
Card processing history12 months
Business checking accountIn business name
Existing positions1, balance included
Likely to fundDecision today
How it works
What underwriting looks at.
Deposits
Consistent monthly deposits of $15,000 or more.
Time in business
Twelve months or more under current ownership.
Account health
Few overdrafts or negative days in recent months.
Existing positions
Current advances and their balances.
Have a merchant ready now? Send it over and we will start underwriting today.Submit in the portal
01Seasonality is expectedWe read twelve months, so a slow winter is not a decline.
02Credit is one factorWe look at the whole file, not a single score.
03Food businesses firstRestaurants, bars, trucks, cafés and caterers are our core.
Deal criteria
What makes a fundable deal.
Submit merchants who meet these minimums. Most get a decision the same day, with no hard credit pull.
12+ monthsin business
$15,000+in monthly revenue
Card processinghistory with any major processor
Business checkingaccount in the business name
Questions
Questions about underwriting.
No hard minimum. Credit is one factor alongside deposits and history.
Send deals that fund. We will handle the capital.
Same-day decisions. Commission paid on funding. A rep who picks up the phone.
More for partners