Capital that pays back cup by cup.
Espresso machines, grinders and a second location, funded on your card sales and repaid with them.
Same-day decisionNext-morning fundingNo hard credit pull
$5,000 – $200,000Sized to your deposits, not your credit score.
Use of capital
Where coffee shop owners put it to work.
Espresso machines & grinders
Upgrade the bar before the old machine slows your line.
Build-outs & seating
More seats, a better counter or a drive-through window.
Beans & supplies
Buy green or roasted coffee in bulk at better pricing.
A second location
Deposits, fit-out and opening inventory for the next shop.
No restrictions on use of funds. Spend it on the thing that makes sense.See my options
01Card volume is the credit fileDaily small-ticket sales tell us how your shop runs.
02Paid from your salesAn agreed share of your sales. Quiet week, smaller payment.
03Roasters welcomeWholesale and online bean sales count toward your offer.
Requirements
If you're open and taking payments, start here.
We read your deposits and card volume, not just your credit score. Apply in five minutes with no hard credit pull.
12+ monthsin business
$15,000+in monthly revenue
Card processinghistory with any major processor
Business checkingaccount in the business name
Questions
What coffee shop owners ask us.
Yes. Independents, small chains and franchise units are all welcome.
Keep the bar busy. We will handle the capital.
No hard credit pull. No obligation. A real offer, not a range.